02 January 2025
Saver Option
Bank Indonesia maintained its benchmark interest rate in the fourth quarter of 2024 to stabilize the exchange rate. The SRBI rate stood at 7.18% (6-mo), 7.21% (9-mo) and 7.30% (12-mo) on the last auction as of 27th December 2024, aligning with the need to offset higher bond yields. Meanwhile, bank deposit rates also rose toward the end of the year to support liquidity within the banking system.
With the higher returns offered by both bond yields and bank deposit rates, money market funds have emerged as an attractive asset class amidst ongoing global uncertainties. We recommend investors allocate a portion of their portfolios to low-risk products such as money market funds to navigate the current market environment.
Product Recommendation
| MONEY MARKET FUND | |
|---|---|
| MIPU | MIPU invests in Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Money Market Portfolio. |
| MPUS | MPUS Mutual Fund invests in Sharia-compliant Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Sharia Money Market Portfolio. |
For More Information
Contact Mandiri Investasi – (021) 526 3505
Mandiri Investasi Whatsapp – 0816 86 0003
Mandiri Investasi Email – [email protected]
Mandiri Investasi Website – www.mandiri-investasi.co.id
DISCLAIMER
The opinions expressed in the article are for general informational purposes only and are not intended to provide specific advice or recommendations for individuals or specific mutual fund or investment products. It is intended solely to provide education about the financial industry. Views reflected in the content may change at any time without notice. All performance data and investment returns mentioned in this article cannot be used as a basis for calculation to buy or sell a mutual fund. This data is performance records based on historical data and is not a guarantee of future mutual fund performance. Investment through mutual funds carries risks. Investors are required to read and understand the prospectus before deciding to invest through mutual funds.
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