09 April 2025
Higher Rates
As the long holiday approaches and end of first quarter 2025, banks have raised deposit rates to boost liquidity in the banking system. Meanwhile, money market bond yields remain relatively flat, in line with the BI Rate, which held steady at 6.75% in March 2025. Government bond yields remain stable between 6.0% and 6.25%, providing a strong anchor for corporate bond yields, which remain above 6.5%. SRBI issuance has increased, with a slight decline in yields in the latest issuance. Nevertheless, overall SRBI yields have remained relatively stable at 6.3%–6.4% with lower issuance in whole month. Given the current market conditions, we believe money market funds present a safer investment option for investors.
Product Recommendation
| MONEY MARKET FUND | |
|---|---|
| MIPU | MIPU invests in Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Money Market Portfolio. |
| MPUS | MPUS Mutual Fund invests in Sharia-compliant Money Market Instruments with a Short-Term segment and is categorized as Low risk. Investors bear the risk associated with the Sharia Money Market Portfolio. |
For More Information
Contact Mandiri Investasi – (021) 526 3505
Mandiri Investasi Whatsapp – 0816 86 0003
Mandiri Investasi Email – cs@mandiri-investasi.co.id
Mandiri Investasi Website – www.mandiri-investasi.co.id
DISCLAIMER
The opinions expressed in the article are for general informational purposes only and are not intended to provide specific advice or recommendations for individuals or specific mutual fund or investment products. It is intended solely to provide education about the financial industry. Views reflected in the content may change at any time without notice. All performance data and investment returns mentioned in this article cannot be used as a basis for calculation to buy or sell a mutual fund. This data is performance records based on historical data and is not a guarantee of future mutual fund performance. Investment through mutual funds carries risks. Investors are required to read and understand the prospectus before deciding to invest through mutual funds.
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